When something unexpected happens and you can’t work anymore because of a serious medical condition, Social Security Disability Insurance (SSDI) benefits can really help you and your family.
Most workers in the U.S. pay into Social Security through federal payroll taxes. If you can’t work for a long time due to a serious illness or injury, SSDI can provide monthly financial support.
In case, you are not aware of such benefits, you can ask a Miami Social Security Disability lawyer for help.
Important Facts About Social Security’s Disability Program
Earnings-Based Coverage:
Social Security disability insurance is something workers earn through their paychecks. It helps disabled workers who have paid enough amount for Social Security taxes by providing some income if they can’t work due to a medical condition.
Strict Definition of Disability:
The Social Security Act has a strict definition of disability.
A person is considered disabled if they can’t work because of a serious medical condition that has lasted or is expected to last at least one year or could lead to death.
Social Security does not provide benefits for temporary or partial disabilities.
Disability Can Affect Anyone:
Serious medical conditions, like cancer and mental illness, can happen to anyone, regardless of age. One in four 20-year-olds may become disabled before they retire and might need support from Social Security disability benefits.
Help Disabled Workers Cover Their Basic Needs.
SSDI payments provide a great help to the disabled workers cover their basic needs. The average amount for monthly Social Security disability benefits is $1,280, which helps those who can’t work anymore.
Social Security actively works to prevent and catch fraud.
SSA is dedicated to protecting your contributions, and along with our Office of the Inspector General, SSA takes a strong stand against fraud. Because of this, the rate of fraud is very low.
Social Security also helps people go back to work without losing their benefits.
Many people want to return to work but are worried they’ll lose their disability benefits if they try. SSA connect them with free job support services and help them keep their benefits, including healthcare.
More And More People Are Qualifying for Social Security Disability Benefits.
For more than 60 years, Social Security disability has provided help to more and more workers and their families to replace lost income. Several reasons have led to this increase, which experts have been predicting for a long time.
For example, baby boomers are now in the age group where disabilities are more common, and more women have been working consistently enough to qualify for benefits if they become disabled.
Even though the numbers are rising, about 9 million people receiving Social Security disability benefits is still just a small portion of all Americans living with disabilities.
You Need to Tell About the Changes When You Get Social Security Benefits.
To ensure you are paid correctly and receive the payments you are eligible for, please let SSA know right away if:
- You get married or divorced.
- Your spouse or former spouse dies.
- You become a parent (including adopting a child).
- The child (or stepchild) receiving benefits on your record gets married.
- The child (or stepchild) receiving benefits on your record no longer lives with you.
Note: SSA will need the name and address of the person with whom the child is living.
Lastly, if you don’t know what to do, getting help from disability lawyers in Miami can be a great option.
